Phone: 0422 291 221
Email: tika@gywfinance.com.au
Office: 7/691-693 Brunswick St, New Farm QLD 4005
Book an appointment with Tika: Click here.

Meet Tika Subedi

Tika Subedi is the Co-Founder of GYW Finance (Grow Your Wealth), an award-winning finance brokerage committed to delivering sophisticated lending solutions and exceptional client outcomes. With extensive experience across residential, commercial, investment, and specialist finance, Tika is recognised for his strategic approach to structuring finance for both straightforward and complex lending scenarios.

His expertise spans home loans, refinancing, investment property finance, commercial and business lending, development finance, SMSF lending, construction finance, and low-doc lending. Whether assisting first home buyers or experienced investors and business owners, Tika delivers tailored finance strategies designed to support long-term wealth creation and financial success.

Tika believes that every lending decision should align with a client’s broader financial objectives. Rather than simply arranging finance, he takes the time to understand each client’s circumstances, ambitions, and future plans, providing clear, strategic advice and access to a broad panel of Australia’s leading lenders. His collaborative approach ensures clients receive lending solutions that are both competitive and aligned with their individual goals.

Known for his professionalism, integrity, and commitment to excellence, Tika has built lasting relationships with clients, accountants, solicitors, real estate professionals, and other trusted advisers. His reputation is founded on transparent communication, technical expertise, and consistently delivering outcomes that exceed expectations.

As Co-Founder of GYW Finance, Tika is driven by a clear vision: to help Australians grow their wealth through smarter lending strategies and trusted financial guidance. Every client relationship is built on confidence, transparency, and a commitment to creating opportunities that extend well beyond settlement.

Whether you’re purchasing your first home, refinancing, expanding your property portfolio, funding a commercial acquisition, undertaking a development project, or navigating a complex lending structure, Tika provides the expertise, insight, and personalised service to help you achieve your financial goals with confidence.

Phone: 0425 199 257
Email: udi.gautam@gywfinance.com.au
Office: 7/691-693 Brunswick St, New Farm QLD 4005
Book an appointment with Udi: Click here

Udi Gautam is an MBA qualified finance professional bringing over 15 years of extensive lending experience to the table, predominantly focused on the business and commercial sectors. Throughout his career, Udi has held senior lending positions across four major & regional financial institutions, equipping him with a deep, multifaceted understanding of the Australian lending landscape.

His background spans both Retail and Commercial Banking, with a strong focus on specialised lending. Apart from residential lending, Udi brings deep, highly targeted expertise to complex sectors, including Medical and Dental Industry Finance, Franchise Business Finance, Professional Services Finance, Asset and Equipment Finance, Management Rights Finance and complex lending structures.

Known for his proactive approach and strategic thinking, Udi excels in credit analysis and financial structuring. He always works closely with clients to deeply understand their goals, connecting them with tailored funding solutions that support sustainable growth, investment, and long-term success. Udi brings curiosity, integrity, and a client-first mindset to every interaction, operating on the core belief that finance is about much more than transactions, it’s about building trusted relationships and creating genuine opportunities.

Outside of the office, Udi is an avid photographer who loves exploring the great outdoors with his wife and two children.

Phone: 0404 097 505
Email: oscar.sagar@gywfinance.com.au
Office: 7/691-693 Brunswick St, New Farm QLD 4005
Book an appointment with Oscar: Click here

Oscar Sagar Bhandari is a Mortgage & Finance Broker at GYW Finance, dedicated to helping Australians achieve home ownership with confidence. He is passionate about making the lending process simple, transparent, and stress-free, ensuring every client receives tailored advice that aligns with their financial goals.

Before becoming a mortgage and finance broker, Oscar worked in the banking industry within the lending team, giving him valuable insight into how banks assess loan applications. This experience, combined with his Bachelor’s degree in Finance and Accounting, enables him to structure applications that meet lender expectations while achieving the best possible outcomes for his clients.

While Oscar assists clients with refinancing, investment lending, construction finance, vehicle finance and personal loans, his true passion lies in helping first home buyers take their first step into the property market. He understands that purchasing a first home is one of life’s biggest financial decisions and believes every buyer deserves clear guidance, honest advice, and someone who will genuinely advocate for them throughout the journey.

With access to an extensive panel of Australia’s leading lenders, Oscar takes the time to understand each client’s unique circumstances before recommending a lending strategy that supports both their immediate needs and long-term financial objectives. His focus is on making finance easy to understand and helping clients make informed decisions, whether by explaining government initiatives like the First Home Guarantee and First Home Owner Grants or by navigating complex lending policies.

Outside of work, Oscar is passionate about bringing people together through health and community. He organises weekly social runs, creating an inclusive space where people can connect, stay active, and build meaningful relationships. He also enjoys producing educational finance content to help Australians better understand lending and make smarter financial decisions.

Whether you’re buying your First Car, first home, refinancing your existing loan, or building your property portfolio, Oscar is committed to providing trusted advice, personalised service, and a finance experience that is both professional and genuinely enjoyable.